At eErste Financiering (For purposes of this document), we respect your privacy rights and are committed to protecting the information we collect from you and the information that you furnish to us. The information you provide to eErste Financiering may reveal, or allow others to identify, your gender, age, business, business address, credit score and other aspects of your life and business information. By providing information to us for the purposes of applying for funding or inquiring about any of eErste Financiering and its affiliates products or services, you are expressly and voluntarily accepting the terms and conditions of this Privacy Policy. Supplying information to eErste Financiering, including any information deemed “sensitive” by applicable law, is entirely voluntary on your part.
Submitting the electronic pre-qualification “Application Forms” form confirms your interest in pursuing business funding from eErste Financiering. After we receive your “Application Forms” a funding manager will contact you regarding next steps to attain a final decision. Next steps will include an application and further documents needed to assess a final decision needed to approve your Business Loan, Personal Loan etc. This Privacy Policy describes how eErste Financiering collects and manages information when you:
It does not apply to the collection of information in any way other than as listed above. Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. By accessing or using our website or other services described above, you agree to this Privacy Policy. This Privacy Policy may change from time to time, so please check the Privacy Policy periodically for updates. All Internet sites have the ability to collect information about you. We encourage you to read the privacy policies of every site you visit.
Collection and Use:
Sometimes we collect information from and about you when you use our website or other applications, including information:
Sometimes you give information directly to us (or our Vendors and Affiliates). For example, but not limited to the following, when you:
Sometimes we (or our Vendors and Affiliates) collect information through Cookies or Other Web Technologies. For example, we may record information:
Use of Cookies, IP Address and Web Beacon:
Cookies are small text files that a website might place on your hard drive whenever you visit the website. Their purpose is to identify files on your computer and record your preferences and other data about your visit to our website so that when you return to the website we are aware of who you are and can help personalize your next visit here. Please note that cookies may be linked to personal information about you. The use of cookies allows us to keep track of your last sessions and wish lists and may (if you do not disable or refuse the use of a cookie) prevent you from having to reenter your information at each connection.
There may be a time that we use the information collected by the cookies as well as other tools such as log files or web beacons for additional purposes such as to determine how eErste Financiering, may improve our website by seeing which features, areas and products are most popular. This would enable us to personalize the website experience and allow making recommendations to you based upon your link history. Please note that most internet browsers are automatically preset to accept all cookies. In the event you choose to disable this function some areas of our website may not function properly.
In addition to cookies and log files we do at times use a common internet technology called “web beacons”. These are small graphic images placed on a web page, web based document, or an email address that is designed specifically to allow us or our third parties vendors to collect certain information and monitor use activity on our website. Please note these are invisible to the user because they are typically very small. In furtherance of our Privacy Policy please note we do not use web beacons to collect the personal information about you. We may use them to collect non-personal information such as IP addresses of the computer that the web beacon said to, the URL of the page where the web user comes from and the time the web beacon is activated.
What other choices do you have?
Most computer systems and browsers offer their own privacy settings. We encourage you to use them to enhance your choices. Most browsers’ advanced settings allow you to disable Cookies. However, if you do so, some site features and services may not work. You can also:
How Do We Use The Information We Collect?
We (or our Vendors and Affiliates) use information collected as described in this Privacy Policy , sometimes combined with information from other sources, in the following ways:
Disclosure of Your Information
Disclosure By Law: You acknowledge and agree that we may disclose information you provide if required to do so by law, at the request of a third party, or if we, in our sole discretion, believe that disclosure is reasonable to
(1) Comply with the law, requests or orders from law enforcement, or any legal process (whether or not such disclosure is required by applicable law) and
(2) Protect or defend eErste Financiering´s, or a third party´s, rights or property.
Disclosure to Trusted Third Parties By Us:
We may share your information with or without your knowledge to third parties, but only in accordance with this Privacy Policy, the Terms of Use of www.efinanciering.com and to fulfill your requests for certain products and services. By accepting the Terms of Use of www.efinanciering.com, you agree to receive various marketing materials from our trusted third parties. We are not responsible for the material of the third parties or their actions.
Your information may also be shared with third-party contractors that provide services to eErste Financiering and are bound by this privacy policy. Your information will be treated as private and confidential by such third parties and not used for any other purpose than we authorize. In addition, from time to time, we may share personal information (such as e-mail or mailing address) about our user base with carefully selected third parties, so they can offer goods and services that we believe may be of interest to our users. If you do not wish to receive offers from our trusted partners, you can change your e-mail preferences at any time by following the steps outlined in the “Choice/Opt-Out” section below.
We may also disclose your personal information:
To comply with any court order, law or legal process, including to respond to any government or regulatory request.
To enforce or apply our terms of use or terms of sale and other agreements, including for billing and collection purposes.
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of eErste Financiering, our customers or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
How do we keep your Personal Information safe and secure?
We use reasonable administrative, technical, and physical security measures to protect your Personal Information. These measures include computer safeguards and secured files and buildings. Please do not send us any Personal Information through unsecured channels, including e-mail or social media sites. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password, you are responsible for keeping this password confidential.
We ask you not to share your password with anyone. Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our website or to eErste Financiering through other means of communication. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on any of our applications, including our website.
Accessing and Correcting Your Information
You can review and change your personal information by logging into our website and visiting your account profile page.
You may also send us an e-mail at info@efinanciering.com to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account (if any). We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
Opt-Out Policy
eErste Financiering and your business partners may contact you to offer you products and services that may of interest to you. To opt-out of receiving emails, telephone solicitations or other forms of contact from eErste Financiering, and our trusted business partners regarding other products and services, please send an email to info@efinanciering.com with “Opt-Out” in the Subject line, or a letter by postal mail to:
eErste Financiering. You must include your full name and business mailing email addresses. Once we locate your contact information based on the information you provide to us, it will be removed from our databases and mailings lists.
Children Under 18
eErste Financiering sites are not for children under 18 years old. We do not knowingly solicit data online from, or market online to, children under 18. If we knowingly receive a child’s Personal Information, we will delete it from our systems.
Can this Privacy Policy change?
We may change this Privacy Policy at any time. Changes are effective when we post them on this site and we encourage you to visit this site frequently for updates, as these updates will only be made available through this site unless otherwise and specifically requested from you. The date the Privacy Policy was last revised is identified at the top of the page.
Questions About this Privacy Policy
If you have questions about this Privacy Policy, email us at info@efinanciering.com